This study discusses the principle of hifzh al-maal (protection of wealth) in the context of the imposition of a 25% service fee in the PNM Mekaar Syari’ah financing program in Aceh Besar. The program serves as a form of microfinance specifically aimed at underprivileged women without requiring collateral, to improve family welfare through economic empowerment. However, the fixed annual service fee of 25% raises concerns, especially for micro-entrepreneurs with unstable income. This situation leads to several key questions: What is meant by maqashid shariah, and how are its principles applied in community life? How is capital financing practiced, and what are the perceptions of micro-entrepreneurs regarding the 25% service fee set by PNM Mekaar Syari’ah in Aceh Besar? Furthermore, how does this provision align with the principle of hifzh al- maal? This research employs a juridical-sociological method with a qualitative approach, collecting data through direct interviews with clients and staff of PNM Mekaar Syari’ah in Aceh Besar. The findings reveal that while the program facilitates access to business capital, the fixed service fee, regardless of income fluctuations, is perceived as burdensome by some clients and potentially contradicts the principle of hifzh al-maal. This principle emphasizes the importance of safeguarding and managing wealth proportionally while avoiding harmful financial burdens. Therefore, it is crucial to adjust the financing system to be more responsive to the client's economic conditions, ensuring that the implementation of the program remains in line with the values of maqashid shariah and genuinely promotes public welfare.