This study critically evaluates the growing interest in cash waqf in Banda Aceh City
during the post-COVID-19 era, specifically focusing on the influence of cash waqf literacy and
religiosity. Distinguishing from prior research, this study rigorously examines 299
respondents through a simple random sampling method, ensuring broad representativeness.
Data were processed using Structural Equation Modeling (SEM) and the Analysis of Moment
Structures (AMOS) software, allowing for robust hypothesis testing. The results provide
compelling evidence that cash waqf literacy and religiosity are significant determinants of
increased participation in cash waqf. This positive relationship underscores the urgent need for
strategic initiatives by the Banda Aceh Municipal Government to intensify socialization efforts.
Through partnerships with Sharia Financial Institutions Receiving Cash Waqf (LKS-PWU)
and religious leaders, these efforts can substantially enhance public engagement and mobilize
the latent potential of cash waqf. The findings reaffirm the critical role of literacy and religiosity
in waqf participation and emphasize the broader implications for economic resilience and
community welfare in post-pandemic recovery. This study highlights the transformative
potential of targeted policies to unlock the full capacity of cash waqf as a vital instrument for
sustainable development.